Need Help with my Song

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Submitted by mydogsarelazy on August 19, 2006 - 2:05pm

Hello Everyone,

I am working on a song to have ready for 2007, but it needs lots of work. Can anyone help with my lyrics? Set it to music?



The Upside-Down Blues


My father told me “Never rent”
But now my equity is now all spent
Thought I would always have my McMansion
Ever appreciating, to serve as my pension

Now my ARM is broken
And on bills I am choking

I’ve got those upside down Blues…

I bought in the Spring of 2002
When the housing boom was fresh and new
Although I barely had enough money for rent
I had no trouble financing one hundred percent

Knew I would never regret
My huge load of debt
Since California real estate
Does nothing but appreciate

Adjustable rate,
interest only subprime
I borrowed a million
My payment: a dime

San Diego, LA and Corona Del Mar
It seems 800 k won’t go very far
My jumbo loan gave me the leverage
To buy something quite beyond the national average

Four Thousand square feet
At first seemed pretty sweet
I took my counters for granite
It was like owning a planet

I had my place near the coast
Many miles from the sprawl
I had a Beamer in the driveway
Plasma screens in the hall

In 2004 prices were hot
My net worth through the roof had shot
I did a cash out refi no points
And spent 200k on travel and joints

To get a loan I had to fog a mirror
They made it easy to get in arrears
The bankers knew I would never unload
They passed a tougher bankruptcy code

For four great years Greenspan was my hero
Now my fridge and net worth are both sub zero
In a pinch, I thought, I could always sell
Now my American dream is a vision of hell.

We are all understanding
That there is no soft landing
I was rich on paper
Now my equitys vapor

I’ve got those upside-down blues

My commute is a bummer
I can’t pay for my Hummer
And I’m busting my ass
For three dollar gas

Now that I am in repo
No longer shopping at Home Depot
My family needs a place to go
Where real estate is really low

A friend of mine says a boom is coming
Although it involves a bit of slumming
So off I go with little loot
I am buying a condo in Eastern Beirut


Submitted by hs on August 19, 2006 - 2:30pm.

This is so funny! Great job!

Submitted by Diego Mamani on August 19, 2006 - 2:53pm.

Good stuff! I couldn't help thinking of country music as I was reading it.

Submitted by PerryChase on August 21, 2006 - 1:14pm.

Super!   I wish I had musical talent. 

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