Is it even possible to buy new SFH with no HOA?

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Submitted by moneymaker on July 29, 2017 - 4:27pm

According to this site https://www.zillow.com/research/homeowne... only 41% of newer SFH have an HOA. Is this because of national differences or are they here in San Diego and I'm just not seeing them.

Submitted by moneymaker on July 29, 2017 - 5:35pm.

Just realized I was mentally lumping mello-roos into HOA. Not really in the market for a new home but was just counting my blessings that I don't have to pay an HOA.

Submitted by moneymaker on July 29, 2017 - 5:36pm.

Just dug up an oldie but goody thread https://piggington.com/are_there_new_hom...

Submitted by svelte on July 30, 2017 - 8:22am.

There aren't many new homes in San Diego county without HOA or MR, but there are some. An example:

https://www.zillow.com/homes/for_sale/Sa...

Submitted by SK in CV on July 30, 2017 - 9:04am.

Mello Roos is a method of financing infrastructure in CA. Not essential, but it works for developers in CA.

I think that HOA's are pretty much a function of whether there is common area. They do afford a developer a method of control over their project until it is fully or almost fully sold, I'm not sure that's the main motivation for creation. It's also a regional thing.

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