interest rates in the USA v other advanced economies

User Forum Topic
Submitted by gzz on December 17, 2018 - 12:09pm

Ten Year Bond Rates

USA 2.86
Canada 2.06
Germany 0.25
UK 1.26
France 0.73
Spain 1.40
Holland 0.41
Switzerland -0.24
Japan 0.02
Australia 2.44
New Zealand 2.45
Hong Kong 2.03
South Korea 2.00

In other words, we have the highest of any major advanced economy!

While this certainly could continue to be the case, at some point I think people collecting 0.25, 1%, etc a year in other countries will decide instead to move their cash here and buy US Bonds. That will lead to... lower mortgage rates and higher RE prices!

They really should have bought our bonds years ago. They could then have not only earned higher interest rates, but could have taken advantage of the dollar's recent appreciation.

Submitted by TheBrianNarrative on March 4, 2020 - 10:45am.

spdrun wrote:
So people are forced to go for a walk in nature, have a nice dinner with family, go to a church if they believe in a skydaddy, instead of spending their entire existence working or blowing money. What's so bad about that?

Nothing is wrong with that except that's not what you do. You sit in your NYC hovel alone and afraid posting on a real estate blog for a city you've never lived in and know nothing about

Submitted by spdrun on March 4, 2020 - 12:01pm.

You're the one that seems to have time to create multiple sockpuppet accounts on here ... this is how I picture you.

Submitted by TheBrianNarrative on March 4, 2020 - 12:05pm.

spdrun wrote:
You're the one that seems to have time to create multiple sockpuppet accounts on here ... this is how I picture you.

Ok Wombat

Submitted by Coronita on March 4, 2020 - 12:31pm.

TheJoeMentum wrote:
spdrun wrote:
Fortunately, there's an app for that ... LOL! Commitment is overrated, especially if it traps you into marriage and you have to get a "real jerb", move to the suburbs, and be a "provider" because the government doesn't provide basic services like daycare, health insurance, and college for a simple tax payment. I hope for a childless existence or one kid at most. Responsibility and commitment are overrated; irresponsibility and freedom in personal life is called "self-care" and is something that should be celebrated and nurtured. Plus there's the environmental aspect ... ZPG should be a goal, not a joke.

You don't need an app to watch porno and rub one out. Your self care doesn't seem to be helping

Holy crap I step away for a few hours and it's like ww3 here.

It took me awhile to get what you meant by "rub one out". Holy shit, where do you guys come up with these idioms? Ewwe....

Submitted by spdrun on March 4, 2020 - 12:33pm.

flu- I thought that TheJoeMentum was a sockpuppet/troll account created by you :D

Submitted by TheBrianNarrative on March 4, 2020 - 1:16pm.

spdrun wrote:
flu- I thought that TheJoeMentum was a sockpuppet/troll account created by you :D

Sounds like it’s time for some more self-care for you

Submitted by TheBrianNarrative on March 4, 2020 - 1:16pm.

spdrun wrote:
flu- I thought that TheJoeMentum was a sockpuppet/troll account created by you :D

Sounds like it’s time for some more self-care for you

Submitted by Coronita on March 4, 2020 - 1:39pm.

spdrun wrote:
flu- I thought that TheJoeMentum was a sockpuppet/troll account created by you :D

lol....one types/writes with horrible engrish and spelling and grammar . one doesn't. one swears alot and one doesn't. one makes a.lot of sexual innuendos and one doesn't . one likes to ask you and Brian about your doom and gloom market predictions hoping you'll post something so the markets will violently move the other way (kinda like today). The other doesn't. one writes at least 2-3 paragraphs. the other not more than a few sentences.

You're giving me way too much credit for being consistently bipolar. I wish I could in real life. it would be fun to be unpredictable.

Can you post another we are headed for a recession crash and burn post tomorrow, before opening bell? Please?

Anyway, it's lunch time. Is green eggs and crow tasty?

Submitted by spdrun on March 4, 2020 - 1:44pm.

Oh my! The market is only down 9% since peak, not 12%. The real amusement will begin when profit numbers start feeling the pinch of disrupted supply chains, of people not flying, of people not going out as much... Give it a few months. The real fun will begin just in time for a long summer, and it will be fresh in people's minds come November.

Submitted by TheBrianNarrative on March 4, 2020 - 2:49pm.

spdrun wrote:
Oh my! The market is only down 9% since peak, not 12%. The real amusement will begin when profit numbers start feeling the pinch of disrupted supply chains, of people not flying, of people not going out as much... Give it a few months. The real fun will begin just in time for a long summer, and it will be fresh in people's minds come November.

Did someone say down?

Down?: Down?Down?: Down?

Submitted by spdrun on March 4, 2020 - 3:11pm.

Yep, down since peak.

Submitted by TheBrianNarrative on March 4, 2020 - 3:30pm.

While you’ve been sitting alone in your miserable co-op exercising self-care some of us have been taking advantage of the opportunities out there. But you can just keep waiting and waiting and waiting for that one chance

Submitted by FlyerInHi on March 4, 2020 - 3:35pm.

Spdrun, the Great Recession didn’t result in more socialist policies. The next recession won’t either.

I’m with you on the ideals but I don’t think so. The average American is dumb in many ways. They believe in the bootstrap myth while they sink deep in despair — drugs, substance addiction (including food and sugar) and whackjob family dysfunction

Submitted by spdrun on March 4, 2020 - 3:42pm.

FlyerInHI - the Great Recession resulted in ACA, Medicaid expansion which is strictly income-based, without regard for assets, as well as criminal justice reforms. Calls for sentencing reform and marijuana law reform started to get really serious right around 2009, because it was simply too expensive to pay to jail people for victimless crimes. It certainly resulted in both "socialist" and anti-authoritarian reforms.

The next Great Recession will push Americans further to the left.

Submitted by Coronita on March 4, 2020 - 3:56pm.

TheRealDonaldFLU wrote:
spdrun wrote:
Oh my! The market is only down 9% since peak, not 12%. The real amusement will begin when profit numbers start feeling the pinch of disrupted supply chains, of people not flying, of people not going out as much... Give it a few months. The real fun will begin just in time for a long summer, and it will be fresh in people's minds come November.

Did someone say down?

Down?: Down?Down?: Down?

HA, Donald Dumps!! I finally managed to beat you guys' ass this quarter. I'm so use to seeing you guys kick my ass each quarter, but this time I beat you ass in Q1 decisively. (Well technically Q1 ain't over.)

lollol

Congrats to you BTW.....

Truthfully this was dumb luck. Those Jan 2020 expiring AMD call options forced to sell before they expired, right before the runup to $58 that I missed that I was cursing about
.... In hindsight, I'm not pissed anymore, lol. AMD sanked to $46 recently. I think I am done with AMD options. It's going to be bonds and boring dividends for me for a bit.

Submitted by TheBrianNarrative on March 4, 2020 - 3:58pm.

Great job brother FLU! BTW, we posted month to date. The year to date is up 29.8 % on the trading account for the cabal ;)

Submitted by Coronita on March 4, 2020 - 4:33pm.

TheRealDonaldFLU wrote:
Great job brother FLU! BTW, we posted month to date. The year to date is up 29.8 % on the trading account for the cabal ;)

Oh f you.. damnit. one day Donald, one day.

One thing for certain. wall street doesn't appear to mind Trump or Biden.... But they sure hate Chairman Bernie Mao Sanders.... lol

Submitted by FlyerInHi on March 4, 2020 - 5:50pm.

As expected, flu can’t help but bring up his portfolio. It’s always back to his portfolio.

Submitted by TheBrianNarrative on March 4, 2020 - 6:13pm.

FlyerInHi wrote:
As expected, flu can’t help but bring up his portfolio. It’s always back to his portfolio.

Actually spdum brought up the market celebrating losses and the brotherhood showed him we are all doing just Jim Dandy!

How is yours doing Brian?

Submitted by FlyerInHi on March 5, 2020 - 9:36am.

It’s childish to bring up one’s portfolio performance as a gauge of aggregate market or economy. Makes no sense at all.

Submitted by TheBrianNarrative on March 5, 2020 - 9:43am.

FlyerInHi wrote:
It’s childish to bring up one’s portfolio performance as a gauge of aggregate market or economy. Makes no sense at all.

Is it not childish to talk about ones slumlord property portfolio performance as a gauge of the aggregate market or economy. Makes no sense at all. Et tu Briante?

Submitted by Coronita on March 5, 2020 - 9:58am.

TheRealDonaldFLU wrote:
FlyerInHi wrote:
It’s childish to bring up one’s portfolio performance as a gauge of aggregate market or economy. Makes no sense at all.

Is it not childish to talk about ones slumlord property portfolio performance as a gauge of the aggregate market or economy. Makes no sense at all. Et tu Briante?

Bro, are you going Latin on me? Man, all you wannabe donald elitists think you are are all refined and shit. I'm just a deplorable bumpkin with a missing front tooth and a cousin named bubba. Round em up boyz and girlz. Yeeehaw!!!

Submitted by TheBrianNarrative on March 5, 2020 - 9:58am.

flu wrote:
TheRealDonaldFLU wrote:
FlyerInHi wrote:
It’s childish to bring up one’s portfolio performance as a gauge of aggregate market or economy. Makes no sense at all.

Is it not childish to talk about ones slumlord property portfolio performance as a gauge of the aggregate market or economy. Makes no sense at all. Et tu Briante?

Bro, are you going Latin on me? Man, all you wannabe donald elitists think you are are all refined and shit. I'm just a deplorable bumpkin with a missing front tooth and a cousin named bubba.

Me thinks Brian needs some more self care as well

Submitted by FlyerInHi on March 5, 2020 - 11:43am.

Never posted about my returns. Just general experiences in managing real estate. Returns are very individual specific especially with real estate. Depends on the effort you put in to identify the properties and how you manage them.

Submitted by TheBrianNarrative on March 5, 2020 - 12:42pm.

If youz sez so Slick

Submitted by Coronita on March 5, 2020 - 6:18pm.

Looks like I'll be buying more 2021 AMD calls.

Lisa Su has spoken.

1. Revenue guidance is unchanged despite coronavirus

2. RDNA2 architecture for graphics card launching this year , hopefully finally making it Nvidia competitive

3. Zen 3 desktop cpu launching this year

4. Epyc Milan server cpu launching launching this year, and will be featured in Livermore Lab's El Capitan server

5. Intel went on record they won't have a competitive 7nm product until 2021

https://finance.yahoo.com/m/6769704c-70c...

Intel "outside" lol.

"Hewlett Packard Enterprise Co. and Advanced Micro Devices, Inc. have signed a $600 million contract to build the world’s most powerful supercomputer for the U.S. Department of Energy to test nuclear weapons, the three entities announced Wednesday.

The supercomputer, named El Capitan, is expected to ship in early 2023 with peak performance speeds of two exaFLOPS, or 2 quintillion calculations per second — 10 times faster than today’s most powerful supercomputer, and faster than the 200 fastest supercomputers in the world combined, the groups said at a press conference hosted at HPE's North San Jose headquarters."

Submitted by gzz on March 5, 2020 - 8:53pm.

The US 10-year is now trading at 0.82% in Asian markets.

Loaning us experienced California landlords money at 2.75% fixed so we can earn 4.5 and rising cap rates is a good deal for all involved.

Buying a personal home with a 2.75% fixed 30-year mortgage is even better!

Submitted by TheBrianNarrative on March 5, 2020 - 9:42pm.

gzz wrote:
The US 10-year is now trading at 0.82% in Asian markets.

Loaning us experienced California landlords money at 2.75% fixed so we can earn 4.5 and rising cap rates is a good deal for all involved.

Buying a personal home with a 2.75% fixed 30-year mortgage is even better!

And those rates are available where?

Submitted by henrysd on March 6, 2020 - 9:50am.

Future market now indicates another 50 basis point Fed rate cut in March 17-18 regular meeting. April Fed meeting another 25 bps cut. Feb fund rate will be 0.25% from April. We'll see more drops in mortgage rate by then. Even though 10 year treasury dropped so much, but short term rate hasn't caught with the decrease with long bond rate, a lot of banks are hesitant to drop mortgage rate the same amount of 10 yr treasury yield drop. Once short rate get slashed, banks will pay less to depositors, then they can reduce 30 or 15 yr fixed mortgage rate further more by reducing the risk premium.

Submitted by gzz on March 8, 2020 - 7:38pm.

10 year is now at 0.48%.

2.75% on a 30 year might soon be the rate if you have bad credit.

Comment viewing options

Select your preferred way to display the comments and click "Save settings" to activate your changes.