San Diego Housing Market News and Analysis
HomeOwners Insurance 4s ranch help needed
User Forum Topic
Submitted by asterix007 on September 7, 2013 - 8:04pm
I've bought a home in 4s and surprisingly it's getting difficult to obtain homeowners insurance from good companies.
So far, AAA, Allied, Nationwide have denied due to "brush exposure". The home is in the Southern part of 4s, in the middle of a community, with some open areas at the back, there is however no dried brush.
In any case, I've been with AAA for > 15 years and have never had a need to shop anywhere else.
1) Once denied by AAA, is there an escalation process? Has anyone been denied and then approved by AAA?
2) Does anyone have any experience with Safeco or Encompass? Chubb was very expensive. Plus I cannot get EQ at any reasonable cost if I go with them.
Which companies out there would you suggest I work with?
Thanks so much for your help.
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