Site admin

Administrative announcements.

Site changes coming soon-ish

Submitted by Rich Toscano on June 12, 2017 - 1:44pm

Be ye warned, I will soon be dragging this site into the 2010s with a major upgrade of the underlying software. A lot of things will get better, especially for mobile users. Some things may be a step back (notably, my beloved "ignore user" module is no longer available in the new version). Either way, it's necessary for various technical reasons so there's no way around it.

If anyone has requests or suggestions for site functionality, feel free to comment or send them over via email to I make no promises about what will actually get implemented, but I will certainly consider all suggestions.

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Chatting with Jim the Realtor

Submitted by Rich Toscano on January 31, 2014 - 10:31am

Hey everyone, I will be chatting with Jim Klinge on some sort of Google Hangout thing, as described here:

Pop over to Jim's blog on Monday at 8PM to watch.

And btw, I PROMISE I will get the valuation charts updated this weekend, so perhaps that will be a topic of discussion.

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Piggington going down for maintenance Fri afternoon

Submitted by Rich Toscano on August 30, 2012 - 5:48pm

Dear Piggs --

The site will be down for a while tomorrow afternoon so that I can move it to a new server. I'm not sure exactly when or for how long, so this warning is slightly useless, but better than nothing I guess.

Apologies for any unintended boost in productivity this may cause.



OK, the move is all complete. If anyone has any troubles with the site, please email me at rich @ pigg or PM me.

I wish to thank user afx114 for all the help on this. In addition to being a longtime loyal pigg, afx owns a hosting company called bit-box, which I am very happy to have as the new host for piggington and my other sites too. The guys at bit-box run a tight ship, their customer service is amazing, and the prices are very reasonable. If you are looking for a hosting provider, check them out.

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My Day Job - Year-End 2011 Edition

Submitted by Rich Toscano on May 11, 2012 - 8:09am
My company, Pacific Capital Associates, has recently completed the third-party examination of our investment track record for 2011.  (For background on this, see my inaugural explanation of these annual performance updates).  Here it is, in chart form... you can click on the chart for more detail and loads of fun disclosures:

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Radio Week, Apparently

Submitted by Rich Toscano on January 19, 2012 - 8:29pm

Scott Lewis of just invited me to appear on the VOSD radio program this week. The show be recorded tomorrow but will air on AM 600 KOGO at the ungodly hour of 7:30AM this Saturday. Fortunately for people who don't want to think about housing and economics on an early weekend morning (most people, I can only assume), an archived version will eventually be uploaded here.

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On the Radio with Jim the Realtor -- Monday 1/23

Submitted by Rich Toscano on January 18, 2012 - 11:29am

Jim Klinge has kindly invited me to join him on his new radio show this Monday, Jan 23 at 8PM PST.

The show will be live, so you can call in to ask questions. You can also ask a question or suggest a topic beforehand by posting here.

I'm not exactly sure how you tune in, but I expect that if you visit Jim's site shortly before 8PM on Monday, all will be made clear.

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Face for Radio, Revisited (on radio today at 12:35pm)

Submitted by Rich Toscano on September 16, 2011 - 8:14am

I will be chatting with my pal Scott Lewis today on KOGO AM 600 from 12:35-1:00PM. Join the fun if you can...

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PCA 2010 Investment Performance

Submitted by Rich Toscano on April 18, 2011 - 10:28am
Pacific Capital Associates, the investment advisory firm of which I am co-owner, has just completed the independent verification of our investment performance through 2010.  The chart below indicates returns for our average discretionary managed portfolio since mid-2004, when we first got the ability to start tracking these numbers in a verifiable manner:

The thing that I am most pleased about with the 2010 performance is not the fact that we slightly outperformed the market (as measured by the S&P500) for the year, but that we did so while taking substantially less risk (notably, the average client account was down less than half as much as the market during the big Q2 correction).  More numbers and statistics, as well as loads of fun disclosures, can be found in our official investment track record.

More background on the above chart or the firm can be found in the post imaginatively titled My Day Job.

Things I am obliged to mention:
- Returns include reinvestment of all income. 
- Past performance is not indicative of future results.
- Investment advisory services and securities offered through Girard Securities, Inc., member SIPC/FINRA.

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Q&A in the OC Register

Submitted by Rich Toscano on February 5, 2011 - 9:40am

At the OC Register, Jon Lansner has put a brief Q&A with me and blogging and the housing market. Perhaps some Piggs will find it interesting:

Blogs keep real estate media honest

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My Day Job

Submitted by Rich Toscano on April 20, 2010 - 8:51pm
A while back, in reference to my personal move into the investment world, I wrote this:

Don't worry, I'm not going to start incessantly shilling for the new business. However, I may occasionally shill for the new business.

It's actually been 3 1/2 years since I put up that post, so I guess I didn't even live up to my threat to shill occasionally.  But now, on the occasion of our having recently completed a track record of our investment performance, I thought I'd take the opportunity to do so.

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On the Radio Tomorrow Morning

Submitted by Rich Toscano on August 6, 2009 - 4:54pm

Real short notice for a short (10 minute) radio segment -- I will be on KOGO AM 600 tomorrow starting, they tell me, at 7:37AM. Whether I'm coherent at that hour is another question.

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Site Upgrade Plus Private Messages

Submitted by Rich Toscano on July 5, 2009 - 8:29pm

I upgraded the site software to get some security patches in. If anyone sees anything squirrely, please let me know at

I also took another swipe at installing private message functionality. It's not the prettiest thing in the world, but as far as I can tell from my quick tests they finally got it working. As you might expect from the name, this module allows people to send private messages to other piggs without having to share email addresses or identities.

So feel free to give it a whirl and let me know if you run into any problems. You have to create a login, of course... after you log in the module can be accessed via the "Private messages" link in the left navigation.

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On the Radio This Sunday

Submitted by Rich Toscano on July 3, 2009 - 5:14pm

I will be appearing on the radio show this Sunday, 12 noon, on AM 600 KOGO. Since we recorded the segment today, I already know that bagging on the CA Association of Realtors will be one of the topics du jour -- always a good time! An archive of the show should be put up here late Sunday or thereabouts.

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Site Maintenance

Submitted by Rich Toscano on November 21, 2008 - 9:27am

The site is undergoing a migration to a new server and will be in "read only" mode while the process is underway to ensure no data is lost. The site may at some point go down altogether as I use the opportunity to make some software upgrades. Thanks for your patience.

Update: OK, we're back online... details after the jump for those interested.

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Notes on the Site Upgrade

Submitted by Rich Toscano on June 15, 2008 - 9:54pm

This weekend I upgraded to use the latest version of Drupal, an open source content management system that is very powerful but, unfortunately, not very easy to upgrade. (Which explains why I let myself get two major releases behind).

The performance of the site should be improved, but much more for authenticated users than anonymous users, as the prior version had only cached content for anonymous users. Additional performance improvements will be made later this week as a kindly expert pigg has offered to help me optimize my database and web server configuration. In the meantime, hopefully the Drupal upgrade is a good first step.

This upgrade comes with some new features -- I am probably forgetting some but here is at least a partial list:

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