CA Residents Self Inflicted Financial Distress

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Submitted by NeetaT on November 7, 2018 - 10:22am

I have noticed that a lot of people in CA complain about the high cost of living and that they are struggling with their finances. These are the same people who vote yes for new taxes, yes for "so called voter approved bonds", and reject propositions such as "The Gas Tax Repeal". If this isn't self infliction, what is? Do people not realize that the "so called voter approved bonds" show up on their property tax bills? Assessments and bonds added to a property tax bill are loopholes the government has to get around proposition 13. These costs are passed on to renters thus contributing to the housing death spiral. I vote no to any ballot measure that gives the government more money to waste regardless of what the cause is. Add up all the taxes, fees, regulation expenses, and wasteful proposition initiatives and you will soon find out why you don't have much money at the end of the day. This is the best explanation that I can come up with to account for the sometimes elusive explanation as to why people don't have money at the end of the day.

Submitted by FlyerInHi on November 7, 2018 - 10:57am.

Not a good explanation because people cannot directly control external costs.

It has to do with family budgeting and not living at or above your means. Problem is that Americans believe that living on credit and having certain things is "normal". Who said that having a new car is normal? Or going out drinking is normal?

People will complain regardless where they live.

Submitted by spdrun on November 7, 2018 - 1:23pm.

Gas SHOULD be expensive if it encourages people to move to cleaner/more efficient means of transit. If you commute to a desk job in a tatted-up F-250, too damn bad. Yeah, bonds -- guess we have to build schools and infrastructure somehow. Or should we privatize everything and put everyone at the mercy of corporate education and toll roads?

Submitted by FlyerInHi on November 7, 2018 - 2:28pm.

Shouldn’t toll roads also be a way to courage mass transit?
I’m ok with privatizing cal trans and selling shares on Wall Street. I would invest.

Submitted by The-Shoveler on November 7, 2018 - 2:33pm.

Please Move to NY, don't try to turn SD into NY.

Just move to NY and be happy.

Submitted by spdrun on November 7, 2018 - 2:34pm.

You sound angry -- maybe you'd be happier in flyoveria.

Submitted by The-Shoveler on November 7, 2018 - 2:38pm.

I am quite happy in Socal,

I am not trying to turn it into NY

Submitted by FlyerInHi on November 7, 2018 - 2:48pm.

What? You don’t believe in fee for use?
An easy scheme is to base auto registration fees on miles driven per year.

Change is good and makes life interesting. If you don’t like change, you can move. But that would be change....oh well, too bad.

Submitted by spdrun on November 7, 2018 - 2:47pm.

I'm not suggesting making driving more difficult, just discourging CO2 emissions and capricious fossil fool use. You can buy plenty of 45-50 (or more) MPG cars or even electric cars in 2018 rather than driving an F-series pickup to work for vanity's sake.

Submitted by spdrun on November 7, 2018 - 2:48pm.

Miles per year is terrible -- there's no way to reliably track it without destroying people's location privacy. You'd need a GPS tracker on every vehicle for this to work reliably, which is a God awful fuckin idea.

Better to tax tires as a proxy for miles driven and weight. Or just tax fossil fools for road use and essentially subsidize electric cars.

Submitted by FlyerInHi on November 7, 2018 - 2:51pm.

spdrun wrote:
I'm not suggesting making driving more difficult, just discourging CO2 emissions and capricious fossil fool use. You can buy plenty of 45-50 (or more) MPG cars or even electric cars in 2018 rather than driving an F-series pickup to work for vanity's sake.

Makes sense. People who complain about gas prices don’t understand that they have an active part to play. Less aggregate demand = lower prices. Oh, the beauty of the free markets!

Submitted by FlyerInHi on November 7, 2018 - 2:54pm.

spdrun wrote:
Miles per year is terrible -- there's no way to reliably track it without destroying people's location privacy. You'd need a GPS tracker on every vehicle for this to work reliably, which is a God awful fuckin idea.

Better to tax tires as a proxy for miles driven and weight. Or just tax fossil fools for road use and essentially subsidize electric cars.

The state already has the data from biennial smog test on the older cars. Or self report and cross reference to auto repair databases.

Submitted by The-Shoveler on November 7, 2018 - 2:54pm.

Believe it or not I was not against the Gas tax itself.

But what I don't understand is why anyone would not want these taxes be voted on by the general public (not just decreed by the Idiots in congress up north).

That alone would have been worth passing prop-6.

We could have then Voted a new tax if we deemed it necessary.

Submitted by FlyerInHi on November 8, 2018 - 3:05pm.

Incidentally, you’re not paying the gas tax if you drive electric. So get solar and an electric car.

Submitted by Myriad on November 8, 2018 - 5:16pm.

FlyerInHi wrote:

The state already has the data from biennial smog test on the older cars. Or self report and cross reference to auto repair databases.

There'll be a bunch of people that complain they drive out of state all the time and shouldn't be charged for those miles.
If you want to pay for use, then have only have cities/counties charge gas/electric charger tax to pay for local roads. Make all freeways and highways be toll between towns/cities.
But, the reality is that gas tax and registration fees don't cover the cost of roads. $4B/$14B for local spending is from general sales tax.
http://www.dot.ca.gov/hq/tpp/offices/eab...

The high cost of living in CA is not taxes (CA is much better than NJ/NY for example), but housing. The issue of housing is regulatory.

Submitted by ocrenter on November 9, 2018 - 7:18am.

FlyerInHi wrote:
Incidentally, you’re not paying the gas tax if you drive electric. So get solar and an electric car.

You do still have to pay a higher registration fee.

But I don’t really mind, I would rather have better roads.

Submitted by ocrenter on November 9, 2018 - 7:19am.

Myriad wrote:

The high cost of living in CA is not taxes (CA is much better than NJ/NY for example), but housing. The issue of housing is regulatory.

Exactly.

And the reason for the high housing cost.... too many people still want to live here.

Submitted by FlyerInHi on November 9, 2018 - 1:10pm.

ocrenter wrote:
Myriad wrote:

The high cost of living in CA is not taxes (CA is much better than NJ/NY for example), but housing. The issue of housing is regulatory.

Exactly.

And the reason for the high housing cost.... too many people still want to live here.

True, but there is always a workable policy response.

In Singapore, there is a concerted effort to grow the population and the economy, and up the economic game.
However, the government builds public housing and sells it for 1/3 of people’s monthly income. It works in one of the most expensive places in the world.

Submitted by FlyerInHi on November 9, 2018 - 1:31pm.

ocrenter wrote:
FlyerInHi wrote:
Incidentally, you’re not paying the gas tax if you drive electric. So get solar and an electric car.

You do still have to pay a higher registration fee.

But I don’t really mind, I would rather have better roads.

I believe the higher registration is because the electric are relatively more expensive and newer. There is a $100 surcharge on electrics effective 2020. But still a bargain compared to the gas tax.

Submitted by Hatfield on November 12, 2018 - 12:01am.

If you're struggling with your finances because of "high taxes" you're shit at managing money and "high taxes" is just a lame excuse for your own incompetence.

Submitted by NeetaT on November 12, 2018 - 1:12pm.

OK, no problem. Keep giving the government more money to waste. Keep growing the social programs in CA. Keep taxing me to death.

Submitted by spdrun on November 12, 2018 - 2:10pm.

California is fiscally responsible. Health, environmental, and transportation programs tend to pay for themselves in economic growth. They're trying to be conservative where it counts, by reducing mass incarceration, predatory enforcement of laws, and getting rid of drug laws written in the Dark Ages.

Submitted by gzz on November 12, 2018 - 4:33pm.

Raise the gas tax up another $3 and then use the funds for transit and to cut the income tax.

California's stupidist tax is the business property tax on furniture. The County wants me to tell them the current deprecated value of my business's furniture and PCs each year so they can tax 1% of it.

Are they kidding? No. I just paid $125 based on their own estimate of $12500. Which is way too high but who cares.

It isn't the money, it is the presumption of wasting every business owner's time to collect a pittance.

Submitted by spdrun on November 12, 2018 - 4:43pm.

Well, another $1.50 or $2 maybe. At $3 per gallon extra, it would probably create a profitable black market for less-taxed fuel from Nevada or Arizona.

Submitted by Myriad on November 12, 2018 - 5:01pm.

gzz wrote:
It isn't the money, it is the presumption of wasting every business owner's time to collect a pittance.

What a stupid rule, but I bet we have plenty of those in CA.
I guess my only hope at this point is to have a fiscal crisis where the interest on the national debt is out of control. Then maybe there will be a minute chance of a straight income tax without deductions and credits for businesses and individuals.

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