Anyone have an Amazon Prime Visa?

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Submitted by flu on February 14, 2019 - 8:27am

Because I do a significant portion of my purchases from Amazon these days, I'm considering switching credit card companies to Amazon Prime/Chase. Supposedly, it offers 5% rebate for prime members on Amazon purchases. I haven't seen higher rebates. Anyone have this card and can share any opinions? The only other card that I found with a good rebate program better than Costco is from a credit union I belong:
5% cash back on gasoline purchases up to $7k/year
4% cash back on dining & entertainment to $12k/year
3% cash back on travel purchases to $12k/year
2% cash back at grocery stores and on ALL other purchases!***
https://www.aerofcu.org/Spend/Credit-Card

I think there are other programs out there with a fee, which I don't want to do. APR doesn't matter to me, because I never carry a balance.

FWIW: For 2018, I charged a total of $60,579 to my Costco Visa. Most of which were business related expenses, rental, etc

Submitted by The-Shoveler on February 14, 2019 - 8:46am.

I got one, don't have the info handy but it sounds about right

5% Amazon purchases
2% gas etc...

The only reason I got one was because I got $70 Amazon cash for signing.

Still on my 30 day free trial AP, may not keep it,

Seems to me they add the shipping into the cost on most stuff.

Submitted by The-Shoveler on February 14, 2019 - 10:41am.

Speaking of Amazon,

OK HQ2 now not being built in NY, so how about SD?

Just kidding.

Submitted by plm on February 14, 2019 - 10:48am.

I got the amazon prime card about a year ago. I only use it on Amazon or purchases outside the US. No foreign transaction fees which work out well since I bought stuff from Amazon in UK, Germany and Italy. Shipping is surprisingly cheap but slow. Just bought 29 3d blurays yesterday from Amazon Germany.

No regrets about having the card. Only drawback is that its another thing preventing you from ever dropping Amazon prime but I don't plan on doing so.

Most of the time I use the Costco Citi card.

Submitted by FlyerInHi on February 14, 2019 - 12:30pm.

I hate amazon because of market dominance.

That said, I love amazon because is cheap prices. I buy designer faucets and home remodel stuff on Amazon. Amazon warehouse deals is perfect for me.
I love globalization and the commoditization of everything, so everyone has access to nice stuff. The products become immaterial, what’s important is the curation.

I have Prime and the card, but it don’t pay much attention. If you choose slow ship you get digital rewards which I don’t even use.... my rewards often expire.

Submitted by flu on February 15, 2019 - 7:29am.

The-Shoveler wrote:
I got one, don't have the info handy but it sounds about right

5% Amazon purchases
2% gas etc...

The only reason I got one was because I got $70 Amazon cash for signing.

Still on my 30 day free trial AP, may not keep it,

Seems to me they add the shipping into the cost on most stuff.

Just got my Amazon Visa and $70 gift card. Cool.

Amazon prime is worth it for me. I split my membership with a family member.

I find that prices at Walmart.com are pretty comparable. Amazon for a lot of home improvement projects is cheaper than say Home Depot.

Submitted by gzz on February 15, 2019 - 5:11pm.

The sign-up bonus of $70 is weak. Chase has multiple cards more than $500 in bonuses. The best was one with $1100 of Southwest flights. And I actually used them all pretty quickly.

The 5% is pretty good but other cards are 2% everywhere.

The extra 3% is worth $150 a year if you spend $5000 a year on Amazon.

Submitted by flu on February 15, 2019 - 6:20pm.

gzz wrote:
The sign-up bonus of $70 is weak. Chase has multiple cards more than $500 in bonuses. The best was one with $1100 of Southwest flights. And I actually used them all pretty quickly.

The 5% is pretty good but other cards are 2% everywhere.

The extra 3% is worth $150 a year if you spend $5000 a year on Amazon.

Yes, I already got those chase bonuses. So I'm not eligible again....

The Aerospace credit union credit card sounded too good to be true, so I called. Those rebates are only good for the first year... I knew it. If they really were 5% cash back for gas purchases, I would ditch my costco visa.

My amazon purchases totaled slightly less than $30,000 in 2018, lol. Lots of business related purchases, property improvement stuff, school stuff, robotics for educational stuff, donation stuff, automotive stuff. I'm getting about $950 cash back on my costco visa, at roughtly 1.5% rebate. That comes out to about $63,333.33 charged to my costco visa in 2018, and no I didn't charge the cost of my new miata completely to it. That was in 2017 and dealer only allowed me to charge the $3000-4000 deposit..

I'm waiting for a credit card to offer an introductory 1 year 3% rebate on "everything".... That will be the year all charge all my property tax bills in San Diego County.... lol. SD County property tax convenience charge is 2.2%

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